An excerpt of a discussion one evening
Me: "I think I should finally get a library card"
Dutch: "Why do you need that?"
Me: "Well, they probably also have some English books there and it would be nice to check the selection and save some money when borrowing books instead of buying them".
Dutch: "Well you should see, which will be actually cheaper"
Me: "What??? Library is not FREE??"
Dutch: "What?? You have a FREE library in Finland?!"
it turns out, that there is a yearly membership fee for the libraries.
While it is around 50 euro's, it's the thought of having to pay that has
yet prevented me to get the library card in the Netherlands.